It’s funny how many things you can turn into “emergencies” in your mind to justify using your just-paid-off credit cards.

Sun came out for one day? OMG THE KID NEEDS SUMMER CLOTHES. Emergency.

Car needs to go through DEQ and get registration renewed? OMG I FORGOT TO BUDGET FOR THIS DESPITE HAVING THE NOTICE FOR OVER A MONTH. Emergency.

Kid’s birthday coming up? OMG THE KID WILL THINK WE DON’T LOVE HIM IF ALL HE GETS ARE SUMMER CLOTHES. Emergency.

Ants invading every room of the house? OMG CALL THE EXTERMINATOR. Emergency. (alright, so this is the only one that I actually don’t feel bad about.)

I think I need to get better at my 911 credit card usage. The learning curve is proving steep.